General Liability
General liability insurance covers bodily injury or property damage you cause others arising out of your business operations. This gives you protection from slips and falls, product liability, and various other costs.
Commercial Auto
If you have vehicles you use for your business operation or are owned by the business, you will need a commercial auto insurance policy. This policy covers your liability associated with the operation of the vehicle and any damage caused to the vehicle. If your business owns vehicles, this commercial auto liability is required by state law.
Worker's Compensation
If you own a business, you have or might have employees who you are responsible for. If these employees are injured doing a job you instructed them to do, you are liable for their medical bills and paid time off work. These medical bills can get very expensive, depending on the severity of the accident. This coverage takes care of both the medical expenses and payments to the employee for the time they are unable to work.
Professional Liability
This is also referred to as "Errors & Omissions" insurance, and basically covers a company against any negligence claims that may come from failure to perform or unforeseen mistakes.
Property Insurance
Property insurance covers property that you own from direct damage. This coverage can protect buildings and the contents inside and around the building. You can also get coverage that insures your property while off-premises or in transit.
Inland Marine
Inland Marine is coverage for equipment, tools, trailers and other equipment when being transported form location to location.